• 1 can refried beans
• 5 tablespoons mayonnaise
• 5 tablespoons sour cream
• 2 tomatoes, diced
• 1 bunch green onions, chopped (green tops only)
• 1/2 can black olives, sliced
• 8 ounces cheddar cheese, shredded

Layer the ingredients in the order listed in a shallow serving dish, glass pie plate, or 8×8-inch baking dish, beginning with the refried beans and ending with the shredded cheddar cheese. Serve chilled or at room temperature with tortilla chips and salsa.