• 1 can refried beans
• 5 tablespoons mayonnaise
• 5 tablespoons sour cream
• 2 tomatoes, diced
• 1 bunch green onions, chopped (green tops only)
• 1/2 can black olives, sliced
• 8 ounces cheddar cheese, shredded

Layer the ingredients in the order listed, starting with the refried beans and ending with the shredded cheddar cheese. Serve chilled or at room temperature with tortilla chips and salsa.